How It Works

Three steps from application to funding. Applying is free and does not obligate you to accept any offer.

Funding Made Simple

  • Step 1: Apply

    Fill out our short online application or call (516) 474-3776. Tell us about your business, monthly revenue, and how much you need.

  • Step 2: Review Your Options

    A dedicated funding specialist presents your file to funding partners whose guidelines fit your business, then walks you through each offer: amount, total payback, payment schedule and term.

  • Step 3: Get Funded

    Once you accept an offer and complete the funder's verification, funds are sent to your business bank account. Many products fund within one to two business days of final approval. SBA loans take longer.

Start Your Application

What You'll Typically Need to Apply

  • Bank Statements

    Last 3 to 6 months of business bank statements, plus month-to-date.

  • Owner ID

    Driver's license or government ID of each owner.

  • Voided Check & EIN

    A voided business check and your business tax ID (EIN).

  • Extra for Some Deals

    Larger amounts or SBA: tax returns, P&L, balance sheet. Equipment: quote or invoice. Factoring: A/R aging report.

Start Your Application

What Do You Need Funding For?

  • Working Capital

    Cover day-to-day cash flow

  • Payroll

    Make payroll when receivables lag

  • Expansion

    Add a location, staff or services

  • Equipment

    Buy, lease or repair equipment

  • Refinancing

    Consolidate existing business debt

  • Marketing & Inventory

    Fund campaigns and seasonal stock

Apply Now

Talk to a Real Person

  • Call Us

    (516) 474-3776. Talk to a funding specialist.

  • Email Us

    Trey@apexfundingservices.com

  • Plain-English Advice

    If a cheaper bank or SBA option fits, we tell you.

  • We Do Not Sell Your Data

    Your information is shared only as needed to review your request. We send a secure upload link; never email sensitive documents to anyone you haven't verified.

Apply Online