Working Capital for Businesses That Can't Afford to Wait
One application. Multiple funders. Real answers, fast.
See What You Qualify For
Four quick questions, no cost and no obligation. A funding specialist will follow up, usually the same business day. Already spoke with us? Complete the full application instead.
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What Do You Need Funding For?
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Working Capital
Cover day-to-day cash flow
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Payroll
Make payroll when receivables lag
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Expansion
Add a location, staff or services
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Equipment
Buy, lease or repair equipment
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Bridge Funding
Cover a gap until cash arrives
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Marketing & Inventory
Fund campaigns and seasonal stock
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24 to 48 Hours
Typical decision once your documents are in
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$10K to $5M
Funding range across our partner network
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One Application
Multiple funders review your file
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Flexible Payments
Split funding, lockbox or ACH
Funding Solutions
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Merchant Cash Advance
✓ Sized on your monthly revenue
✓ Decisions often in 24 to 48 hours
✓ Split, lockbox or ACH payback
✓ No real estate collateral
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Bridge Funding
✓ Covers short timing gaps
✓ Repaid when expected cash arrives
✓ Bridges to a loan, payment or busy season
✓ Fast decisions
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Business Line of Credit
✓ Draw only what you need
✓ Pay only on what you use
✓ Reuse as you repay
✓ Best with a year or more in business
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Equipment Financing
✓ The equipment secures the financing
✓ Terms matched to equipment life
✓ New or used equipment
✓ Financing or leasing options
Funding Made Simple
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Step 1: Apply
Complete the online application or call (516) 474-3776.
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Step 2: Review Your Offers
Transparent pricing from a one-on-one funding specialist who walks you through every offer: amount, total payback, payment schedule and term.
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Step 3: Get Funded
Accept the offer that fits. Many products fund within one to two business days of final approval.
The Apex Advantage
Many funders, one application. We shop your file instead of pushing one product.
Plain-English offers. Total cost, payments and terms explained before you sign.
A dedicated specialist. One real person who knows your file from start to funding.
Honest advice. If a cheaper bank or SBA option fits, we tell you.
Talk to a real person: (516) 474-3776
Frequently Asked Questions
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A lump sum in exchange for a share of your future card and bank receipts. It is a purchase of future receivables, not a loan, and is usually repaid through split funding, lockbox or a fixed ACH debit.
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Many files get a decision within 24 to 48 hours once your documents are in, and many products fund within one to two business days of final approval. SBA and bank loans take longer.
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Usually the last 3 to 6 months of business bank statements, an owner ID and a voided business check. Larger amounts may also need tax returns and financial statements.
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Often, yes. Many funders focus on your revenue and bank activity rather than credit alone, though stronger credit usually means better pricing.
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No. Apex Funding Services is a broker. We match your business with funding partners, and approval, amounts, rates and terms are set by the funder.
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No. Applying is free, and you are never obligated to accept an offer.